A bad racist housing program
www.theatlantic.com/business/archive/2018/04/rent-to-own-redlining/557588/
This article itemizes a new form of land contract housing sales. It preys on African American people of limited means and marginal credit. People pay monthly but title to the property does not transfer until after a long number of years. The potential buyers build no equity and if they miss a payment they are out with no equity to show for it. These programs were used for blockbusting in Chicago when I grew up. Written by Paul Drib in
The St Louis Contrarian 