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The St Louis Contrarian

Providing Independent and Intelligent Insight on St. Louis Public Policy Issues

Archive for the category “st louis county”

St Louis County Mayhem

Since Steve Stenger has been elected County Commissioner, there has been mayhem in county government. I hold Stenger primarily responsible for this. He has governed in an arrogant manner and does not seem to be able to get along with members of the council. The council itself has their own partisan agenda. County government which used to be boring, is now filled with ridiculous and childish behavior. Seems like a mini version of Trump. Written by Paul Dribin

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Concentration of Crime

The St. Louis Post Dispatch carried an interesting article this weekend about crime. It showed that crime is more than ever concentrated in smaller areas, but in those areas the amount of crime is high. The disparity between the high and low crime areas is greater than ever. This certainly seems to be the case in St. Louis, but it is important to point out that there is not a complete correlation between crime and poverty. Some low income neighborhoods have less crime than others. Most people who live in low income neighborhoods do not commit crime. We need more research on the particular causes of crime and focus our policies on those situations. Written by Paul Dribin

HUD Loans in St. Louis County

The St. Louis Post Dispatch wrote today in a critical manner that St.Louis County had not utilized some $24 million in HUD loans intended to help distressed areas. These loans commonly referred to as 108 loans from the section of the housing act they fall under are part of HUD’s Community Development Program. HUD has threatened to pull back the funding if the money is not used.

It is not quite fair to be too critical of the county in this regard. First, the interest rates on the funds are only 1% lower than market and contain much more paperwork. Second, they do not work well on small projects such as housing rehab. The county needs to come up with one or two big projects for their utilization. Third they are loans not grants and the borrowers must be creditworthy. Finally, these loans are borrowed against future block grant funding, and in fact reduce the future funding by the amount of the loan.

The county had request a waiver for use of the funds and has not received an answer from HUD despite repeated requests for a decision. This whole thing smacks of HUD covering their collective asses. Written by Paul Dribin

Homelessness as Part of a Housing Continuum

In the housing world it seems for the most part that people deal either with affordable housing and homelessness. One develops and manages projects and the other provides services for homeless people. I have discovered that really affordable housing is one continuum with chronic homelessness where poverty and mental illness interact. Other people are periodically homeless due to circumstances such as job loss or divorce; these people are acutely homeless. Finally many other people on the continuum lack affordable housing and suffer from the results. They tend to pay too much of their income for housing, live in substandard housing, or double up. All of these folks need both housing support and social services to a greater or lesser degree. Housing practitioners would do well to view both housing and homelessness this way. Often our view of these issues get nuanced by our day to day work and funding sources. Written by Paul Dribin

Community Reinvestment Act

The Community Reinvestment Act was a piece of legislation passed in the seventies which has had a very positive effect on urban development. This law required all regulated financial institutions to lend in non traditional areas and develop underwriting standards to allow this to happen. It has resulted in millions of minorities and minority communities receiving home loans. The program has also made money for banks and contrary to conservative ideology was not the cause of the housing collapse.

The Trump administration is trying to weaken the law. With everything else going on, this has not received much attention. We should be paying attention to this whole issue. Written by Paul Dribin

Loop Trolley Again

Tony Messenger has written in the St. Louis Post-Dispatch that when the Joe Edwards group applied for federal funding for the trolley, they promised $5 million in private funds. Not one dollar of these funds has ever appeared, yet they are asking for more money from St. Louis County. What gives? How inept can people be? Written by Paul Dribin

St. Louis and Housing

I finished reading an article in the NYT today again about the overheated housing market in the San Francisco Bay Area with a focus on Berkley. It pointed out the resistance among single family homeowners to doing anything differently to make housing a little more affordable. I also believe that people in these markets are going to be underwater if the Republican tax bill passes and they are limited on mortgage interest deductions and cannot deduct state and local taxes.

In any case it points out to me again how so many quality neighborhoods in both St. Louis city and county contain quality housing at a good price for buyers. I would think a marketing program to young people living on the coasts may be in order. What a bargain. We also have great cultural amenities and a short commute. These are all pluses. Why aren’t we marketing them? Written by Paul Dribin

Great Groups in St. Louis

This blog tends to focus on the problems going on in St. Louis. Today I want to write about organizations doing really positive work to improve the community and the lives of people. Here are the groups:

1. Beyond Housing- This organization led by a brilliant and dynamic President, Chris Krehmeyer is doing amazing work. They are most active in the area around the Normandy School District doing total community development though the 24:1 program. Efforts include housing, a movie theatre, health facilities, a bank, matching funds for college and many other program. This organization goes about community development the right way.

2.Better Family Life-This organization located in north St. Louis is focused on housing, financial literacy, credit building, and housing counseling. They are the only community based organization I know that is attempting to resolve the violence on the streets of North St. Louis.

3. DeSales Housing Development Corporation- This organization has been successful for years in developing and rehabilitating housing in the Benton Park area and providing a wholistic approach to community development.

4. Rise- This non profit has worked for years to build and rehabilitate affordable housing throughout St. Louis and to provide support and technical assistance to non profits.

5. Justine Petersen Housing Corporation- This organization provides micro loans to small businesses, credit counseling, and provides sources of financing and saving to people who do not have a regular relationship with a bank or poor credit.

6. St. Louis City Acadamy- This private school provides a world class education to mostly low income African American students in the City of St. Louis. All the students receive scholarships.

7. Hawthorn Leadership School for Girls- This charter school led by Mary Stillman provides STEM education to girls regardless of economic background. They have now begun their high school program.

8, Boys Hope/Girls Hope- BHGH provides a 24 hour living environment and education to academically strong students from a difficult background who would benefit from a change in living conditions. The scholars are provided with 24:7 support, attend regular high schools, and most of them go to and succeed in college.

I am sure there are other worthy organizations but these are the ones for which I am familiar. Written by Paul Dribin

Blues Practice Facility Again

Tony Messenger wrote today in the Post that the Blues practice in Creve Coeur Park is not a dead deal. What is going on? The feds will never allow this to happen. Does anyone agree with me that the Economic Development leadership in St. Louis County should be fired. They have been totally dishonest about the whole transaction. When will this nonsense end? Written by Paul Dribin

Blues Blues

The St. Louis Blues Hockey Club has been off to one of the best starts in hockey. Off the ice, things have not gone as well. Two recent additions to their ongoing saga:

1. The club’s practice facility will be built in a location other than Creve Coeur Park which has environmental issues. The location has not been revealed but will be in Maryland Heights.

2. More turmoil about paying for renovations to their arena. Alderman Cara Spencer has raised objections to the City of St. Louis deferring Payment in Lieu of Taxes by the Blues. Spencer complained this change was made without the knowledge of the Board of Aldermen. The whole issue will apparently be decided in an ongoing lawsuit which has raised legal objections to the city funding the arena renovations.

Side note- Tom Stillman who is the Principal Owner of the Blues did something incredibly kind for a friend of mine in recent months. Tom was a total stranger to this individual and really brightened his life. Written by Paul Dribin“`

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